Nine Famous Quotes and Wallpapers about Ideals

Do not , for one repulse , give up the purpose that you resolved to effect .

– William Shakespeare , British dramatist

Don’t part with your illusions . When they are gone you may still exist , but you have ceased to live.

– Mark Twain , American writer

Ideal is the beacon. Without ideal , there is no secure direction ; without direction , there is no life .

– Leo Tolstoy , Russian writer

If winter comes , can spring be far behind ?

– P. B. Shelley , British poet

Living without an aim is like sailing without a compass.

– Davy de La Pailleterie, French Writer

The man with a new idea is a crank until the idea succeeds .

– Mark Twain , American writer

The only limit to our realization of tomorrow will be our doubts of today .

– Franklin Roosevelt , American president

When an end is lawful and obligatory, the indispensable means to is are also lawful and obligatory .

– Abraham Lincoln , American statesman

I want to bring out the secrets of nature and apply them for the happiness of man . I don’t know of any better service to offer for the short time we are in the world .

– Thomas Edison , American inventor

Korean fashion clothing for summer and autumn 2020

In this article, we share some pictures of Korean fashion trends in the summer and autumn of 2020.

The Korean trend has been hitting our social platforms in recent years, and their unique style attracts more and more young people. So in this article, we will send some clothing items from Dongdaemun, Korea. We can find a lot of authentic Korean elements. Come on, let’s walk into Korean fashion together.

Letter badge loose and thin terry cotton hoodie sweatshirt.

Women’s 2020 summer new fashion all-match gradient letter printing short-sleeved T-shirt.

Women’s 2020 summer new all-match slim and loose WO short short-sleeved T-shirt women.

Women’s 2020 summer new loose and thin FR hooded mid-length slub T-shirt.

Women’s spring 2020 new loose and thin letters NA pure cotton short T-shirt trend.

Women’s 20-year summer new style loose printed letters SO slim cotton short-sleeved suit.

35 best table lamps and designs in summer 2020

Want to choose a lamp that suits you?

Here are 35 selection of the year’s most popular 35 lamp, there is always one for you.

A good lamp can not only protect our eyesight, but also is an ornament, so it is very necessary to choose a good lamp.

Desk lamp can be used in bedroom bedside table, living room dining table, as well as writing desk and other furniture. So table lamp is an essential element in our home decoration. Therefore, different desk lamps should be placed in different rooms. When choosing desk lamps, the decoration style of rooms should be matched as much as possible.

The following is our selection of 35 table lamps, which are designed by masters from various countries, mainly including the works of excellent designers from northern Europe, East Asia and North America.

How to Benefit From The Competition for Your Money

In the latest sign that the competition for your money is as hot as Texas in August, Fidelity Investments says that customers who open individual brokerage and retirement accounts will now automatically have their uninvested cash directed into a higher yielding money market fund. The move will especially benefit those who leave substantial amounts uninvested for a long time.

That goes against the typical industry practice of sweeping the money, by default, into a low-yielding account at what’s typically an affiliated bank.

“Some firms have removed the option of securing a higher yielding money market fund as an option for their cash, thereby forcing investors to take additional steps to get a better rate,” says Kathleen Murphy, president of Fidelity Investments’ personal investing business. “Unfortunately, that means millions of people don’t get the opportunity to have that money earn more for them.”

So exactly how much, in actual dollars, do you stand to benefit from the new policy?

If, for example, you’re opening an account with $10,000. If you’re like many investors, research shows that not only will you not focus on the rate paid on that cash deposit – typically called the bank cash sweep – but there’s a good chance of the following scenario playing out:

• You keep waiting for the so-called “perfect time” to actually invest the money.

• Meanwhile, while you’re waiting, life gets in the way and you’re too busy to even park the cash in a higher-yielding alternative to the sweep.

And so the cash just sits there.

And sits there.

The annual yield on that $10,000, when defaulted into a cash sweep, is a mere 0.03 percent at E-Trade, 0.04 percent at TD Ameritrade, and 0.18 percent at Charles Schwab, to cite three prominent examples as of August 11.

That works out, respectively, to $3, $4 and $18.

By comparison, with Fidelity now automatically directing the cash into its Fidelity Government Money Market Fund (SPAXX), you could earn $183 annually thanks to its much higher 1.83 percent seven-day yield, as of August 11.

The difference is even starker the more cash you’re sitting on.

Have $50,000? That works out to $915 annually vs. a cash sweep of as little as $15.

Double that to $100,000, and we’re talking $1,830 annually compared to a cash sweep of as little as $30.

There’s nothing exotic about money market funds. Though they’re not FDIC-insured as bank sweeps are, they’ve been around since the 1970s and are simply mutual funds that invest in short-term debt securities carrying low credit risk. Their underlying securities are issued by government entities or companies that borrow money and repay the principal and interest to investors within a short period of time.

The move is just the latest value enhancement by Fidelity, the nation’s largest retirement and brokerage firm with nearly $8 trillion in client assets. Last year it introduced four new U.S. and global index funds with zero expense fees, eliminated minimum amounts required to invest in any Fidelity mutual fund and 529 College Savings Plan, and did away with individual investors’ charges for things such as domestic bank wires and check-stop payments.

“We’re once again rewriting the rules of investing,” says Murphy.

Three Ways Millennials Can Start Saving More Money

For too long, Millennials have gotten a bad rap about money and their ability to save for a rainy day or retirement.

However, a new “Relationship With Money” survey by financial services firm Edward Jones found that not only do more Americans born between 1981 and 1996 consider themselves “savers” than those in their parents’ Gen-X cohort (48 percent vs. 46 percent), but that Millennials also were better at socking away emergency funds (75 percent vs. 66 percent).

That’s right. The same Millennials whose motto could be “Why buy a car when you can Uber?”

“This debunks the myth that Millennials aren’t as financially focused as other generations,” says Edward Jones investment strategist Nela Richardson.

And the survey isn’t some outlier. It’s supported by other research.

The Federal Reserve Survey on Consumer Finances found that while Millennials are deep in debt, more than 42 percent have retirement accounts, the highest share for those under 35 years of age since 2001.

Part of what’s driving Millennials’ emphasis on saving could stem from lingering memories of the Great Recession.

“Back in the late 2000’s, the oldest cohort of millennials entered the worst job market since the Great Depression of the 1930’s,” says Richardson.

“For younger millennials, watching their parents and other family members go through that experience may have also made them more aware of the risks of a market downturn or some other unexpected event, such as losing a home or a job, and so they’re more conservative when it comes to spending and saving in their adult lives,” says Richardson.

One potential alarm bell uncovered by Edward Jones’ sampling of more than 2,000 adults nationally age 18 and over: While 92 percent were honest enough with themselves to recognize there was room for improvement in their financial health, the very thought of saving money sufficed to make more than a third feel either “anxious” or “overwhelmed.”

If that sounds familiar, here are three steps to consider:

• Identify your money-related emotions. People often have emotional responses to money. Getting a big bonus at work can make you feel euphoric; agonizing over what to do with it can be paralyzing even as the logical part of your brain (invest at least most of it) fights it out with the emotional part (splurge it all!). What’s key is knowing that letting your feelings dictate your spending, saving and investing choices can lead to poor decisions.

• Develop a financial strategy. Keeping your cool starts with identifying your main goals – a down payment on a new home, college for your children, a comfortable retirement – and then sticking to a sound, long-term path for attaining them.

• Get an “accountability partner.” Meaning, someone with whom you’re comfortable sharing your finances. It could be a family member. Or a professional financial advisor, such as a local one at Edward Jones, who has the perspective, experience and skills necessary to help you make the moves appropriate for your situation.

“Whether you are strapped with student debt, saving to buy a home or trying to build an emergency fund, there are trade-offs that must be made in balancing these short-term goals and our long-term financial future, such as investing for retirement,” Richardson says. “Without a sound financial strategy, most people tend to be reactive rather than proactive and feel that their money is controlling them.”

4 Inspirational quotes about success of Albert Einstein with iphone wallpapers

This is a collection of 4 quotations from Einstein about success. Do you want more celebrity quotes and smart phone wallpapers? Please step in.

Try not to become a man of success. Rather become a man of value.
― Albert Einstein

If A is a success in life, then A equals x plus y plus z. Work is x; y is play; and z is keeping your mouth shut
― Albert Einstein

“Possessions, outward success, publicity, luxury – to me these have always been contemptible. I believe that a simple and unassuming manner of life is best for everyone, best for both the body and the mind.”
― Albert Einstein

Failure is success in progress
― Albert Einstein

Inspirational quotes of Albert Einstein with iphone wallpapers

This is a collection of wallpaper quotations from Einstein.Do you want more celebrity quotes and smart phone wallpapers? Please click to enter.

If you want your children to be intelligent, read them fairy tales. If you want them to be more intelligent, read them more fairy tales.
― Albert Einstein

Logic will get you from A to Z; imagination will get you everywhere.
― Albert Einstein

Two things are infinite: the universe and human stupidity; and I’m not sure about the universe.
― Albert Einstein

I am enough of an artist to draw freely upon my imagination. Imagination is more important than knowledge. Knowledge is limited. Imagination encircles the world.
― Albert Einstein

If you can’t explain it to a six year old, you don’t understand it yourself.
― Albert Einstein

Quotes wallpaper iphone about life inspirational

You only live once, but if you do it right, once is enough.
― Mae West

There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle.
― Albert Einstein

Life is like riding a bicycle. To keep your balance, you must keep moving.
― Albert Einstein

When I was 5 years old, my mother always told me that happiness was the key to life. When I went to school, they asked me what I wanted to be when I grew up. I wrote down ‘happy’. They told me I didn’t understand the assignment, and I told them they didn’t understand life.
― John Lennon

Quotes of Rome Total War and their wallpaper

Come home with this shield, or upon it.

– A Spartan mother equips her son

Varus, give me back my legions.

– Augustus Caesar: After the defeat and annihilation of Varus’ column in Teutoberg Forest

The Spartans do not ask how many enemies but where they are.

– Agis II of Sparta

Hannibal knew how to gain a victory, but not how to use it

– Maharbal

March divided and fight concentrated

– Military maxim

Veni, vidi, vici.

I came, I saw, I conquered.

– Gaius Julius Caesar

Alea iacta est

The die is cast

– Gaius Julius Caesar